Why Choose Germany for Higher Education?
Over 50,000 Indian aspirants have chosen Germany for higher education. Here’s why it Germany is a top choice for higher education:
Begin your journey with FDM Finance’s tailored Germany education loans. Secure the funding that propels your international academic success.
Explore Education Loan Options for Germany
01 Education Loan for Masters in the Germany
Special loan plans for Masters students in Germany.
02 Education Loan for Indian Students in Germany
Exclusive education loans for Indian students in Germany
03 Unsecured Education Loan
No collateral required, faster approval process.
04 Collateral-Based Education Loan
Higher loan amounts with lower interest rates.
Banks & Lenders Offering Education Loans For Germany
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto INR 2 Crore
9.95% - 12%
7 Days
0.5 - 1%
Upto INR 2 Crore
9.95% - 13.50%
10 Days
0.75 - 1%
Upto USD 200K
10.5% - 14%
7 days
100USD+ 5%
Upto INR 1.5 Crore
10.15% - 11.15%
25 days
INR 10,000
Upto INR 1.5 Crore
9.75% - 13%
14 days
0.75%
Upto INR 1.5 Crore
10% - 13%
7 days
0.85 - 1 %
Upto INR 1.5 Crore
10.50% - 13%
7 days
1%
Upto INR 1 Crore
9.95% - 12%
7 days
0.5 - 1 %
Education Loan Eligibility Criteria For Studying in Germany
Must be an Indian citizen between 18 and 35 years of age.
Hold a confirmed admission offer from a recognized German university.
Maintain a strong academic record meeting university requirements.
Provide valid identification documents along with academic transcripts.
Have a reliable co-signer with a stable income.
Germany Education Loan: Documents Required
University Admission Letter
Academic Transcripts
Academic Certificates
Valid ID and Address Proof
Co-signer’s Income Proof
Top Universities of Germany
Technical University of Munich (TUM)
Ludwig Maximilian University of Munich (LMU Munich)
Heidelberg University
Free University of Berlin (Freie Universität Berlin)
Karlsruhe Institute of Technology (KIT)
RWTH Aachen University
Humboldt University of Berlin
Technical University of Berlin (TU Berlin)
University of Hamburg
University of Freiburg
University of Bonn
University of Tübingen
FAU Erlangen-Nuremberg (Friedrich-Alexander-Universität)
University of Göttingen
Technical University of Darmstadt
University of Cologne
University of Stuttgart
Goethe University Frankfurt
University of Münster
WHU – Otto Beisheim School of Management
ESMT Berlin (European School of Management and Technology)
Frankfurt School of Finance & Management
University of Mannheim
University of Konstanz
frequently asked questions
Can I get a loan as a student in Germany?
Yes, you can get an education loan for Germany in India if you meet the basic requirements. FDM Finance makes it easy by connecting you with over 15 trusted lenders to find a loan that fits your needs.
How much is a student loan for Germany?
The size of your depends on your university, the program you choose, and your personal expenses. Typically, loans range from 10 lakhs to 1.5 crores. For smaller amounts, you can get an education loan for Germany without collateral. For bigger loans, you may need to provide something like property as security.
Can I get a 40 lakhs education loan for study abroad?
Yes, you can get a 40 lakhs education loan to study in Germany if you qualify. It’s a good idea to look at the eligibility rules for Indian students before you apply.
How much loan should I take to study in Germany?
The loan amount you need depends on your tuition fees, living costs, and personal expenses. On average, students find that about 10 lakhs per year covers their needs in Germany.
Which bank is best for education loans for Germany?
There’s no one “best” bank for education loans in Germany since each has different options. FDM Finance works with many top lenders to help you find the loan that’s most affordable and right for you.