Why Buy International Student Medical Insurance?
If you’re studying abroad, most universities and governments require valid health insurance before arrival.
Health insurance for students studying abroad is mandatory in countries like the USA, UK, and Australia.
Many universities won’t confirm admission without an approved student cover.
- A minor surgery or hospital stay overseas can cost ₹5-10 lakhs without insurance.
Medical insurance for Indian students studying abroad is priced lower than general health plans.
Having a plan in place gives you access to doctors, clinics, and emergency care from day one.
steps to purchase suitable health insurance plan
01 Choose a Plan
Go for a student health insurance plan that matches your medical needs, university rules, and budget.
02 Compare Providers
Check coverage, benefits, and prices to find the most affordable student health insurance plan.
03 Apply & Pay
Fill out a short form and complete your payment online.
04 Get Covered
Receive your policy documents and insurance card, and your student insurance plan will be active.
Compare the Best Student Health Insurance Plans
There’s no universal plan that works for every international student. So, the right one for you will depend on where you’re going, what your university mandates, and also how much coverage you actually need.
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto INR 2 Crore
9.95% - 12%
7 Days
0.5 - 1%
Upto INR 2 Crore
9.95% - 13.50%
10 Days
0.75 - 1%
Upto USD 200K
10.5% - 14%
7 days
100USD+ 5%
Upto INR 1.5 Crore
10.15% - 11.15%
25 days
INR 10,000
Upto INR 1.5 Crore
9.75% - 13%
14 days
0.75%
Upto INR 1.5 Crore
10% - 13%
7 days
0.85 - 1 %
Upto INR 1.5 Crore
10.50% - 13%
7 days
1%
Upto INR 1 Crore
9.95% - 12%
7 days
0.5 - 1 %
Coverage Options & Benefits Explained
Different student health insurance plans cover different things. So, the only way to avoid gaps in your medical coverage is to know what each plan actually includes and match it to what you’ll need while you’re studying abroad.
Doctor Visits & Preventive Care
Regular check-ups and vaccines are covered in your study abroad health insurance.
Emergency Care & Hospitalization
Ambulance services, emergency treatment, and hospital stays.
Prescription Drugs & Mental Health Services
Medications prescribed during your treatment or recovery, and also psychiatric care, depending on your plan.
frequently asked questions
Is health insurance mandatory for students studying abroad?
Yes. Almost all countries require you to submit a valid student health insurance before granting a visa. Moreover, some universities won’t allow you to enroll without it.
What does student health insurance cover?
Student health insurance coverage if you’re studying abroad will usually include doctor visits, emergency care, hospitalization, prescriptions, and sometimes mental health support as well.
Can I buy health insurance for online students?
Yes, but only some plans offer coverage for online students. It also depends on whether you’re physically present in the country. So, always check the policy details before you buy.