Why Choose France for Higher Education?
France is a global leader in higher education. It attracts thousands of international students, including close to 10,000 Indians. Here’s why you should consider France if you wish to study abroad:
France has several affordable universities with tuition fees as low as €200 per year.
Culturally rich experience with a diverse student community.
Thriving job market with France's GDP of $2.8 trillion and post-study work visas.
World-class living standards in historic cities and picturesque locations.
Explore Education Loan Options for France
01 Education Loan for Masters in the France
Special loan plans for Masters students in France.
02 Education Loan for Indian Students in France
France education loans designed specifically for Indian students.
03 Unsecured Education Loan
No collateral required, faster approval process.
04 Collateral-Based Education Loan
Higher loan amounts with lower interest rates.
Compare Education Loans in France for Indian Students
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto INR 2 Crore
9.95% - 12%
7 Days
0.5 - 1%
Upto INR 2 Crore
9.95% - 13.50%
10 Days
0.75 - 1%
Upto USD 200K
10.5% - 14%
7 days
100USD+ 5%
Upto INR 1.5 Crore
10.15% - 11.15%
25 days
INR 10,000
Upto INR 1.5 Crore
9.75% - 13%
14 days
0.75%
Upto INR 1.5 Crore
10% - 13%
7 days
0.85 - 1 %
Upto INR 1.5 Crore
10.50% - 13%
7 days
1%
Upto INR 1 Crore
9.95% - 12%
7 days
0.5 - 1 %
Education Loan Eligibility Criteria For Studying in France
You must be an Indian citizen to qualify for the loan.
You should be at least 18 years old at the time of application.
You need a strong academic record to demonstrate your academic ability.
You must secure admission to a recognized university in France to be eligible.
A co-applicant, like a parent or guardian, is required to support the loan financially.
France Education Loan: Documents Required
Proof of identity (e.g., passport, Aadhaar card)
Admission letter from a French university
Academic records (e.g., transcripts, certificates)
Co-applicant’s financial documents (e.g., bank statements, ITR)
Collateral documents (e.g., property papers), if required
Top Universities of France
Université PSL (Paris Sciences & Lettres)
École Polytechnique (Institut Polytechnique de Paris)
Université Paris-Saclay
Sorbonne University
Université Paris Cité
Université Grenoble Alpes
University of Strasbourg
University of Montpellier
University of Bordeaux
Aix-Marseille University
University of Lille
University of Toulouse III – Paul Sabatier
University of Rennes 1
Université de Lorraine
Claude Bernard University Lyon 1
HEC Paris
INSEAD
ESSEC Business School
ESCP Business School
EDHEC Business School
EMLYON Business School
SKEMA Business School
Engineering & Applied Sciences Grandes Écoles
École des Ponts ParisTech
Mines Paris – PSL
Télécom Paris
Centrale Supélec
INSA Lyon
École Centrale de Lyon
ISAE-SUPAERO
frequently asked questions
Can I get a student loan to study in France?
Yes, Indian students can easily get student loans for France. Many public and private banks and NBFCs in India offer these student loans for France. Moreover, these loans:
- Cover tuition fees and living expenses.
- Can be taken with or without collateral (depending on eligibility and loan amount needed)
- Are available at a starting interest rate of 6.75%.
Can I get a 100% loan to study abroad in France?
Yes, some lenders do provide 100% student loans for France. Such student loans for international students in France cover both tuition fees and living costs.
However, full funding may require collateral or a strong financial guarantor. Always compare loan options from multiple lenders to find the best deals.
How much bank balance is needed for a France student visa?
For a France student visa, you must show proof of funds covering tuition and living costs. Generally, you need at least €7,380 (around ₹6.5 lakh) in your account. Or else you can also submit a loan sanction letter from a recognized lender.
Who is eligible for an abroad study loan for France?
To get student loans for France, you must be an Indian citizen with an admission offer from a recognized French university. That’s the primary criteria. Other than that, lenders also check:
- Your academic record
- Your preferred university’s ranking and selected course’s outlook
- Financial co-applicant’s income
All these factors also affect your loan interest rates.
Is it costly to stay in France for Indian students?
No. In fact, France is a more affordable study abroad destination than the US or UK. This is because public universities in France have low tuition fees. Living expenses in cities like Paris can be high, but other cities might be cheaper to live in.