Why Choose UAE for Higher Education?
The UAE is quickly becoming a top spot for education, and it’s easy to see why. Investing in a UAE study loan will yield long-term benefits. Primarily because in UAE, you’ll find:
With the right education loan in UAE, you can make sure you take the right steps towards a successful life ahead!
Students can choose from a range Fast-growing education ecosystem with awesome facilities to help you learn.of specialized courses and interdisciplinary programs.
A place where cultures come together, opening up all sorts of career paths.
A buzzing job market is buzzing, especially for skilled grads
Great quality of life for students, professionals, and business owners.
Explore Education Loan Options for UAE
01 Education Loan for Masters in the UAE
Special loan plans for Masters students in UAE.
02 Education Loan for Indian Students in UAE
UAE education loans designed specifically for Indian students.
03 Unsecured Education Loan
No collateral required, faster approval process.
04 Collateral-Based Education Loan
Higher loan amounts with lower interest rates.
Banks & Lenders Offering Education Loans For UAE
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto INR 2 Crore
9.95% - 12%
7 Days
0.5 - 1%
Upto INR 2 Crore
9.95% - 13.50%
10 Days
0.75 - 1%
Upto USD 200K
10.5% - 14%
7 days
100USD+ 5%
Upto INR 1.5 Crore
10.15% - 11.15%
25 days
INR 10,000
Upto INR 1.5 Crore
9.75% - 13%
14 days
0.75%
Upto INR 1.5 Crore
10% - 13%
7 days
0.85 - 1 %
Upto INR 1.5 Crore
10.50% - 13%
7 days
1%
Upto INR 1 Crore
9.95% - 12%
7 days
0.5 - 1 %
Education Loan Eligibility Criteria For Studying in UAE
Be an Indian student between 18 and 35 years old.
Have an acceptance letter from a recognized UAE university.
Meet the university’s academic standards.
Bring along a co-applicant with a solid financial background.
Collateral security (property, FDs, etc.) might be needed for larger loan amounts.
UAE Education Loan: Documents Required
Your admission letter from the UAE university.
Your past academic records.
A government ID and address proof.
Financial documents from your co-applicant.
Collateral documents (if needed)
Top Universities of UAE
University of Manchester Dubai
University of Birmingham Dubai
Heriot-Watt University Dubai
University of Wollongong in Dubai (UOWD)
Curtin University Dubai
BITS Pilani, Dubai Campus
Middlesex University Dubai
Rochester Institute of Technology (RIT) Dubai
American University in Dubai (AUD)
Canadian University Dubai (CUD)
Khalifa University (Abu Dhabi – QS Rank ~230)
United Arab Emirates University (UAEU) (Al Ain)
American University of Sharjah (AUS)
University of Sharjah
Ajman University
frequently asked questions
Can I, as an Indian student, get an education loan in UAE?
Yes, Indian students can apply for student education loans in the UAE. However, the exact requirements may vary. Some UAE banks might want you to be a resident or have a guarantor there. You could also check out international lenders or Indian banks that offer study abroad loans.
What are the key UAE education loan requirements?
The eligibility criteria varies by lender, but here’s the usual rundown:
- An admission offer from a well-known UAE university.
- You or your co-applicant might need UAE residency and a steady income.
- A good credit score and financial history can boost your chances.
- Some might ask for collateral or a guarantor to seal the deal.
Is it possible to get an education loan in UAE from Indian lenders?
Yes, it is. Lots of Indian banks and NBFCs offer loans for studying in the UAE. They can cover tuition, living costs, and more. Popular lenders like HDFC Credila, SBI, ICICI, or Axis Bank do offer education loans in the UAE.
You can also use FDM Finance’s loan bidding platform to get competitive offers from 15+ lenders. Then you can select the one that meets your needs and get the loan disbursed soon.
What does the education loan in UAE cover?
Bank loans for students studying abroad in the UAE usually cover:
- Tuition fees for your program.
- Rent and everyday living costs.
- Visa and travel expenses to the UAE.
- Health insurance to stay safe.
- Books and study materials.
- Even a laptop or gadgets, in some cases.
The exact coverage varies as per the lender, so check their conditions beforehand.
Will I need someone to guarantee my loan or provide collateral?
The need for a guarantee for a UAE education loan depends on the lender.
- UAE banks might want a guarantor in the UAE or some collateral.
- Indian banks or NBFCs sometimes offer no-collateral loans for smaller amounts. For bigger mounts, they might ask for property or fixed deposits. A co-applicant with steady income helps too.